Consumer driven health plans (CDHP) are high deductible / low premium insurance plans paired with an HSA or HRA. CDHP’s empower the patient as the consumer to make decisions that affect their health, and their wallet. It encourages patients to shop around to find the best price for the highest value, rather than being told by your insurance company the where, when and what you can get (through tight networks, prior authorizations etc).
By now, you’ve most likely have read the headlines in the news, full of scary-sounding words like the rout and storm, plunge and crash. Whatever you want to call it, investors have certainly endured a rough time over the last week. The Dow, dominating the media’s coverage as usual, dropped more than 600 points last Friday, February 2, and almost 1,200 points on Monday February 5th. Monday’s single-day decline of 4.6% was the largest since 2011. The other major indexes were shaky as well.
While most people understand the differences between influenza “the flu” and the common cold, symptoms between the two are commonly mixed-up, which can be dangerous given that influenza can cause more serious illness.
Now that winter is here, all your projects are on hold for a few months, right? WRONG. Winter is a great time is for getting certain projects done, especially the ones you want to start enjoying immediately when the weather warms up. Here are a few ideas: